PRESENT STATE OF THE NATIONAL PAYMENT SYSTEM OF RUSSIAN FEDERATION Chizhikova Elvira Syaitovna, postgraduate student at Banking chair. <...> Place of study: Russian Economic University named after Plekhanov G.V. E-mail: elvirosa@bk.ru Annotation: This paper describes the current state of the national payment system in Russia, and the problems and prospects of development. <...> Literature list: On Banks and Banking: The Federal Law of 02.12.1990, Number 395-1; On the Central Bank of the Russian Federation (Bank of Russia): The Federal Law of the Russian Federation of 10.07.2002 Number 86-FL; On amendments to some legislative acts of the Russian Federation: Federal Law of 10.01.2006 Number 18; The Order of the Bank of Russia of 18.07.2007 Number ML-519; Paul Penrose, E-money and money laundering / / Money and Credit. 2005 Number 2. <...> From 36-43; The concept of development of the payment system of the Bank of Russia until 2015 / approved by the Board of Directors of the Central Bank of the Russian Federation (Protocol Number 16 dated July 16, 2010) / / Bulletin of the Bank of Russia. 2010 Number 44. <...> P. 2-8; The payment system of the Bank of Russia. <...> Summary (as of 01.01.2010) [electronic resource] http://www.cbr.ru/ today/payment_system/obzor/sys_review.pdf; Spitsin S.F. Russian payment system - a key scene and regulation / / Money and Credit. 2008 Number 8. <...> The Committee on Payment and Settlement Systems of the Bank for International Settlements. <...> March 2011. [Electronic resource] http://www.cbr.ru/today/BESP/; Tamarov P.A., Pak M.V., Kuzmin A.L. Implementation of the recommendations of the Bank of Russia on the timeliness of the payment and settlement system of systemic risk in the context of legislative changes / / Money and Credit. 2011 Number 11. <...> The Committee on Payment and Settlement Systems of the Bank for International Settlements. <...>